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USSD Full Form, Computer, Example, Launched, Banking. Transfer, FAQ…

USSD Full Form is Unstructured Supplementary Service Data. USSD also has other names which are QuickCodes or Feature Codes. It is a networking standard used by GSM (Global System for Mobiles) mobile phones for the purpose of sending contacts or texts from a cell phone to an application hosted by a mobile operator. In short, it is a system used to communicate with the GSM-based cellular phone network operator’s equipment.
USSD is a session-based specification that establishes a real-time session between a mobile device and a network operator’s device. It is very similar to SMS, with the only difference being that, unlike SMS, USSD transactions take place during the session between the parties concerned. USSD is a bi-directional knowledge exchange that takes place as long as the link is open.

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यूएसएसडी का फुल फॉर्म अनस्ट्रक्चर्ड सप्लीमेंट्री सर्विस डेटा है। यूएसएसडी के अन्य नाम भी हैं जो क्विककोड या फीचर कोड हैं। यह जीएसएम (मोबाइल के लिए ग्लोबल सिस्टम) मोबाइल फोन द्वारा उपयोग किया जाने वाला एक नेटवर्किंग मानक है जिसका उपयोग मोबाइल ऑपरेटर द्वारा होस्ट किए गए एप्लिकेशन को सेल फोन से संपर्क या टेक्स्ट भेजने के उद्देश्य से किया जाता है। संक्षेप में, यह जीएसएम-आधारित सेलुलर फोन नेटवर्क ऑपरेटर के उपकरण के साथ संचार करने के लिए उपयोग की जाने वाली प्रणाली है।
यूएसएसडी एक सत्र-आधारित विनिर्देश है जो मोबाइल डिवाइस और नेटवर्क ऑपरेटर के डिवाइस के बीच रीयल-टाइम सत्र स्थापित करता है। यह एसएमएस के समान ही है, केवल अंतर यह है कि एसएमएस के विपरीत, यूएसएसडी लेनदेन संबंधित पक्षों के बीच सत्र के दौरान होता है। यूएसएसडी एक द्वि-दिशात्मक ज्ञान विनिमय है जो तब तक होता है जब तक लिंक खुला रहता है।



When a user sends a message to the phone company network, it is received by a computer dedicated to the USSD. The computer’s response is sent back to the phone, usually in a native format that can be easily viewed on the phone display. Messages sent over USSD are not defined by any standardization body, so each network operator can implement whatever is most appropriate for their customers.
USSD can be used to provide independent calling services such as callback service (to reduce phone charges while roaming), enhance mobile marketing capabilities, or interactive data services.
USSD is commonly used by prepaid GSM cellular phones for inquiring about the available balance. The seller’s “Check Balance” application hides the details of the USSD protocol from the user. On some pay-as-you-go networks, such as Tesco Mobile, once a user performs an action that costs money, the user sees a USSD message with their new balance. USSD can also be used to refill the balance on the user’s SIM card and provide a one-time password or PIN code.
Some operators use USSD to provide access to real-time updates from social networking websites such as Facebook and Twitter; Wikipedia uses USSD to send articles to some feature phones.

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Technical Info

Most GSM phones have USSD capability. And USSD is usually associated with real-time or instant messaging (IM) services. USSD does not offer a store-and-forward capability, as is typical for other short message protocols, such as SMS.

USSD services use the existing architecture of the GSM network. A user dialing a USSD service code initiates a dialogue with the USSD app on the mobile network. The network node may be a mobile switching center, visitor location register, home locator register; or other network entity, such as an application platform, that has access to a specific USSD service.

Technically, USSD enables the mobile station user and a public land mobile network operator-defined application to communicate in a manner that is transparent to the mobile station user and intermediate network entities.

A typical USSD message begins with an asterisk (*) followed by digits that contain the command or data. Groups of digits can be separated by an additional asterisk. The message ends with a hashtag (#).

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USSD Money Transfer in India

Unstructured Supplementary Service Data (USSD) allows users without a smartphone or data/internet connection to access mobile banking via the *99# code. USSD-based mobile banking can be used for fund transfer, checking account balance, and generating bank statements, among other uses. The main objective of the innovative *99# payment service is to allow financial inclusion of less banking and economically weaker sections of the society and integrate them into mainstream banking. In an effort to make the service accessible to all; the service is available in 12 languages ​​including English and other Indian languages ​​such as Hindi, Tamil, Bengali, and Kannada.

FAQ On USSD Full Form

What is USSD used for?

USSD (Unstructured Supplementary Service Data) is a Global System for Mobile Communications (GSM) protocol used for sending text messages. And USSD is similar to Short Message Service (SMS). USSD uses codes made up of letters available on mobile phones.

What is USSD Payment? USSD Full Form:

USSD Retail Payment is a solution that enables FirstBank customers to receive instant payments from anyone using a simple USSD short-code. Transactions are completed via mobile phone technology; using text-based interactions between the mobile device and the application platform or financial host.​

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USSD Full Form: Can USSD be hacked?

Like any other technology, USSD can also be hacked. And In fact, security is a well-known limitation of the USSD protocol. Since it is an age-old technology, it is prone to cyber-attacks by black-hat hackers.

What is USSD Profile?

The communications service controlled by mobile network operators is an important part of the unstructured supplementary service data (USSD) infrastructure that is used on most phones to provide mobile financial services at low cost and without the need for access to the user’s SIM card.

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