OTP Full Form, Computer, Hindi

OTP Full Form Is One Time Password OTP stands for One Time Password. So It is a 4 or 6 digit code which is also known as a one-time pin or dynamic password. So It is a type of security password that is valid only for a single-use or transaction and on a single computer, mobile device, etc., which is used for the transaction.

ओटीपी का फुल फॉर्म वन टाइम पासवर्ड है ओटीपी का मतलब वन टाइम पासवर्ड है। तो यह 4 या 6 अंकों का कोड होता है जिसे वन-टाइम पिन या डायनेमिक पासवर्ड के रूप में भी जाना जाता है। तो यह एक प्रकार का सुरक्षा पासवर्ड है जो केवल एकल उपयोग या लेनदेन के लिए और एक कंप्यूटर, मोबाइल डिवाइस आदि पर मान्य होता है, जो लेनदेन के लिए उपयोग किया जाता है।

The code is meant to be used only once and within the given time frame may be around 3 minutes. So If you don’t use this code within the given time limits, it will expire, and you have to click the “resend the OTP” option. Furthermore, OTP is generated randomly, so no one can guess it and it becomes invalid after it has been used once, so can’t be used again.

कोड का उपयोग केवल एक बार और निश्चित समय सीमा के भीतर लगभग 3 मिनट के लिए किया जाना है। इसलिए यदि आप दी गई समय सीमा के भीतर इस कोड का उपयोग नहीं करते हैं, तो यह समाप्त हो जाएगा, और आपको “ओटीपी को फिर से भेजें” विकल्प पर क्लिक करना होगा। इसके अलावा, ओटीपी बेतरतीब ढंग से उत्पन्न होता है, इसलिए कोई भी इसका अनुमान नहीं लगा सकता है और एक बार उपयोग किए जाने के बाद यह अमान्य हो जाता है, इसलिए दोबारा उपयोग नहीं किया जा सकता है।

How to create an OTP password?

One-time passwords can be generated using the Java programming language. Also, if someone does not want to generate their OTP code, they can get it on their mobile phone or other digital devices.

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Where is the use of OTP?

Today, OTP is required to do any kind of online transaction, you have to use OTP in the following major places.

  • During banking transaction
  • During online shopping
  • While availing of any service online
  • While creating your account on social media and other platforms

Benefits of OTP

in today’s Online world OTP is proving to be very helpful in securing transactions safely; some of the major advantages of OTP are as follows-

  • OTP prevents you from being fraudulent online
  • Many times, when we swipe our credit card or debit card, many fraudsters can copy it, but due to OTP; they will not be able to do any transaction of any kind.
  • So OTP is delivered under registered mobile and email IDs under any circumstances.
  • Thereby only the user is aware of the OTP generated during any transaction

Why should one not share OTP with anyone?

Often your bank and other service providers always advise that under no circumstances should your OTP be disclosed to any person; not even bank employees. So Because OTP is the last step of any online transaction. So if for some reason someone has got your card details or internet banking details, then he/she will not be able to do any kind of transaction. Till he will not get OTP. Therefore under no circumstances, you person should share the Tour OTP with anyone.

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What is the Use of OTP Verification?

OTP verification is used as a security technique to protect against different password-based attacks; such as brute-force attacks where hackers use multiple hit-or-miss password attempts to access sensitive information. So As the OTP code is generated randomly at the time of the transaction; there is no way of knowing it from beforehand. Thereby It thus provides better protection than static passwords which run the risk of getting stolen. So As a result; more and more online services are adopting OTP verification as a preferred mode of ensuring your identity. So Whether you are purchasing goods or availing services online; transferring funds from your bank account, modifying your existing account details, paying your credit card bill, or creating new accounts on social media platforms, you need to validate your request with an OTP.

ओटीपी सत्यापन का उपयोग विभिन्न पासवर्ड-आधारित हमलों से बचाने के लिए एक सुरक्षा तकनीक के रूप में किया जाता है, जैसे कि क्रूर-बल के हमले जहां हैकर संवेदनशील जानकारी तक पहुंचने के लिए कई हिट-या-मिस पासवर्ड प्रयासों का उपयोग करते हैं। इसलिए चूंकि लेनदेन के समय ओटीपी कोड बेतरतीब ढंग से उत्पन्न होता है, इसलिए इसे पहले से जानने का कोई तरीका नहीं है। इस प्रकार यह स्थिर पासवर्ड की तुलना में बेहतर सुरक्षा प्रदान करता है जो चोरी होने का जोखिम चलाते हैं।अधिक से अधिक ऑनलाइन सेवाएं ओटीपी सत्यापन को आपकी पहचान सुनिश्चित करने के पसंदीदा तरीके के रूप में अपना रही हैं।

How OTPs Are Generated

OTP security tokens are microprocessor-based smart cards or pocket-size key fobs that produce a numeric or alphanumeric; code to authenticate access to the system or transaction. So This secret code changes every 30 or 60 seconds, depending on how the token is configured. Therefore Mobile device apps, such as Google Authenticator; rely on the token device and PIN to generate the one-time password for two-step verification.

So OTP security tokens can be implemented using hardware, software, or on-demand. Thereby Unlike traditional passwords that remain static or expire every 30 to 60 days; the one-time password is used for one transaction or login session. Thereby This prevents some forms of identity theft by making sure that a captured user name/password pair cannot be used a second time.

Example of OTP:

Assume you are using Gmail and google ask you to enable two-step verification if you enable two-step verification then you will receive an OTP every time whenever you log in to your Gmail account and this increases your security.

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